See what it's like to love your benefits!
Choose the plan that’s right for you, talk to our specialists who are there to help, and take control of your health.
We built an awesome employee experience; check it out!
Choose from dozens of options unique to you
Venteur’s AI makes it easy to decide what plan is right for you, based on several factors such as your age, dependents, location, and more. If you need help, our specialists are here to walk you through your plan decision.
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Easily manage and submit your reimbursements
Manage and submit your reimbursements effortlessly with Venteur, simplifying the process for hassle-free reimbursement experience.
Access benefits from your very own Health Wallet
Unlock your benefits beyond health insurance easily through your personalized Health Wallet. You get instant access to more ways to spend your dollars on qualified health expenses.
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And getting started is easy
Sign up
Begin your journey with Venteur by telling us about yourself and your health needs.
Choose your plan
We use AI to help you find the best plan options based on your unique needs, and our team is here to help you the entire way.
Use your health wallet
You might have leftover money from your employer contribution. We'll help you spend it easily on any qualified health services or products. Use that ICHRA $$!
You got questions, we got answers!
We're here to help you get the best health benefits, and make it as easy as possible to do so! Check out our FAQs or contact us if you have any additional questions.
ICHRA stands for Individual Coverage Health Reimbursement Arrangement. This health arrangement allows you to pick your own health insurance plan using your employer’s monthly tax-free allowance. These funds can be used to cover insurance premiums, including dental and vision, as well as qualified medical expenses.
Group health insurance plans are purchased by companies and offered to their employees. Traditional group plans take a one-size-fits-all approach to healthcare, giving employees limited choice when it comes to their coverage options. Employer-sponsored ICHRAs give employees a tax-free allowance to pick any plan on the public exchange that meets their unique needs.
You can use money in your Health Wallet to pay for qualified medical expenses, as the IRS defines in Publication 502. The full list is available here: https://www.venteur.com/post/213-d-reimbursements-or-health-wallet. Please note that some expenses, like gym memberships or vitamins, are only reimbursable if you obtain a doctor's note confirming medical necessity.
Your Health Wallet balance could be thought of as a measure of the medical expense reimbursements you're entitled to under your health insurance plan. It's essential to note that it isn't quite like a bank account with a set amount of accessible cash. Rather, consider it as a marker of what you're eligible to get reimbursed for as part of your ICHRA plan. When you shop for insurance through the app, you will see a dollar amount that is available for out-of-pocket expenses. This amount is what gets contributed to your Health Wallet account for your use in reimbursements. However, depending on how your employer has setup the account, it may be available immediately or it may be available after every monthly invoice.
We’ve built an AI model that uses something called a 'composite patient'. We use over 30 years of historical claims data and your age, gender, and zip code to predict your total healthcare spending under each plan. As you add additional information to your profile--specific doctors, prescriptions, risk profile, etc.--your list of recommendations becomes more personalized.
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