Health benefits made for your small business
Group health insurance plans for small businesses are skyrocketing in price. We're here for you.
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Taking down group plans one premium at a time
AKA: benefits without the baggage
With Venteur’s ICHRA solutions, you can save time and money, gain operational flexibility, and take control.
Free up time
We take care of payroll, email, and provide the integrations, so you can save time on benefits management.
Privacy and security
Venteur is SOC2 and HIPAA certified. We safeguard your staff’s data ensuring your privacy is always respected.
Consistent support
Venteur offers the hands-on support you need to build and manage your plan. In turn, your hospital provides ongoing support for your staff.
Easy to use
We built Venteur with our users in mind. Get up and running quickly with pre-built integrations for seamless onboarding.
Hands-off admin
Venteur's got admin covered including, notices, summary plan documents, forms, and patient-centered research.
Retain top talent
Attract and retain top talent with better, more valuable benefits programs that your people absolutely love.
Dial in your optimal contribution
Venteur will help you create employee groups to make an equitable plan for all. Our calculator provides you with real-time access to insurance rates from around the country, so you can set your budget with ease.
Prepare for launch
Our team will help you create the right employee onboarding experience. We’ll take care of integrations and notifications. All you need to do is sit back and support your employees.
Onboard your team
From rollout to reminders, we’ll guide your employees through the whole process with clear and engaging communications. We make sure that the team gets the support they need.
Give your team their dream plan
Venteur’s AI ensures that employees pick the best insurance plan for their own needs. Our team of specialists is on standby for any questions. Once an employee selects the plan for themselves, we’ll take care of enrollment and premium payments!
Venteur was built to provide the best employee benefits
Dive into the Venteur platform now and unlock a world of personalized coverage, streamlined processes, and hassle-free management.
Super simple setup
We built Venteur with our users in mind. Get up and running quickly with pre-built integrations for seamless onboarding.
Works with your systems
Get rid of time-consuming workflows and manual data entry. Venteur connects with payroll, email, and payments.
On-demand experts
Our team of registered health insurance pros is here to answer any questions along the way and ensure that your employees pick the right plans.
Premium payments
We take care of premium payments and keep everything transparent through monthly audit reports.
See how Venteur saved this local car dealership $75,000
You got questions, we got answers!
We're here to help you make informed decisions on health insurance for your business. Check out our FAQs or contact us if you have any additional questions.
ICHRA stands for Individual Coverage Health Reimbursement Arrangement. This health arrangement allows you to pick your own health insurance plan using your employer’s monthly tax-free allowance. These funds can be used to cover insurance premiums, including dental and vision, as well as qualified medical expenses.
Group health insurance plans are purchased by companies and offered to their employees. Traditional group plans take a one-size-fits-all approach to healthcare, giving employees limited choice when it comes to their coverage options. Employer-sponsored ICHRAs give employees a tax-free allowance to pick any plan on the public exchange that meets their unique needs.
Your Health Wallet balance could be thought of as a measure of the medical expense reimbursements you're entitled to under your health insurance plan. It's essential to note that it isn't quite like a bank account with a set amount of accessible cash. Rather, consider it as a marker of what you're eligible to get reimbursed for as part of your ICHRA plan. When you shop for insurance through the app, you will see a dollar amount that is available for out-of-pocket expenses. This amount is what gets contributed to your Health Wallet account for your use in reimbursements. However, depending on how your employer has setup the account, it may be available immediately or it may be available after every monthly invoice.
The Affordable Care Act (ACA) requires that employers with more than 50 full-time equivalent employees provide health insurance to their employees. This is known as the 'employer mandate'. ICHRAs can meet the mandate as long as they are considered 'affordable.' According to IRS, 'an ICHRA is affordable if the remaining amount an employee has to pay for a self-only silver plan on the exchange is less than 8.39% of the employee’s household income.' To simplify, this means that the ICHRA contribution an employee receives cannot be less than the lowest-cost silver plan available to the employee - (8.39% of the employee's household income).