Best health Insurance plans in
South Carolina
in 2025

Explore the essential plans information for your state and see how Venteur can help you save money and empower your employees with better benefits through ICHRA.

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Market overview

Health insurance carriers on the marketplace

135

Plans available on the marketplace

24%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Plans

Discover the best health plans in South Carolina

Expanded Bronze

HMO

Great Value

378.12

/mo

UHC Bronze Copay Focus $0 Indiv Med Ded

Deductible:

In-Network: $0 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $40 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $0 / Out-of-Network: Not Covered

Gold

HMO

Balanced Pick

476.51

/mo

Everyday Gold + Vision + Adult Dental

Deductible:

In-Network: $750 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $35 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $3 / Out-of-Network: Not Covered

Gold

EPO

Great Coverage

627.98

/mo

Blue OptionSM / Gold 1500

Deductible:

In-Network: $1,500 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $15 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $20 per script / Out-of-Network: Not Covered

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in South Carolina

How it works

Get these plans for my team

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

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Taking down group plans one premium at a time

Venteur

ICHRA magic

Group Plan

Ho-hum

Responsibility taken by the individual market plan

Personalized plan choices

Easy and flexible plan design

Control over premium increases

No minimums for participation

FAQs

You got questions. We got answers!

How much is health insurance cost in South Carolina?

Health insurance in South Carolina typically costs around $538 per month for an average Silver plan before discounts. However, many residents qualify for subsidies, reducing their costs significantly. For example, nearly six in ten people pay under $10 per month for coverage.

What are the rules for short-term health insurance in South Carolina?

Short-term health insurance in South Carolina is limited to a total duration of no more than four months, including renewals, for policies issued after September 2024. These plans offer less comprehensive coverage compared to marketplace plans. They are useful for filling gaps in coverage outside of open enrollment.

How do you get free health insurance in South Carolina?

To get free health insurance in South Carolina, you may qualify for Medicaid if you meet specific income and eligibility criteria, such as being pregnant, disabled, or a parent/caretaker of a child. Medicaid provides comprehensive coverage at no cost to eligible individuals. Income limits vary based on family size and circumstances.

What are some of the most popular insurance providers in South Carolina?

Popular health insurance providers in South Carolina include Blue Cross Blue Shield, UnitedHealthcare, and other Venteur-affiliated partners. These companies offer a range of health insurance plans catering to different needs and budgets. Blue Cross Blue Shield is particularly prominent, covering a significant portion of the state's health insurance market.

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What Medicare options are available in South Carolina?

In South Carolina, Medicare options include Original Medicare (Parts A and B) and Medicare Advantage plans, which often include additional benefits like dental and vision coverage. Medicare Supplement plans are also available to help cover out-of-pocket costs. These options provide varying levels of coverage and flexibility for seniors and eligible individuals.

How can I save on South Carolina health insurance?

To save on health insurance in South Carolina, consider using subsidies if you qualify or explore health insurance quotes SC to compare rates from different providers. Additionally, Venteur's ICHRA allows employees to choose plans that fit their needs, potentially reducing overall costs for employers and employees alike.

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