Best health plans in
North Carolina
in 2024

Explore the essential plans information for your state and see how Venteur can help you save money and empower your employees with better benefits through ICHRA.

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Market overview

Health insurance carriers on the marketplace

253

Plans available on the marketplace

27%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Plans

Discover the best health plans in North Carolina

Expanded Bronze

HMO

Great Value

473.26

/mo

Bronze 4: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7

Deductible:

In-Network: $0 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $15 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $40 / Out-of-Network: Not Covered

Silver

EPO

Balanced Pick

399.03

/mo

Blue Local Silver Choice | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health

Deductible:

In-Network: $3,500 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $50 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $15 / Out-of-Network: Not Covered

Gold

PPO

Great Coverage

929.35

/mo

Standard Gold WellCare

Deductible:

In-Network: $1,500 / Out-of-Network: $3,000

Primary Care Visits:

In-Network: $30 / Out-of-Network: 55% after deductible

Generic Drugs:

In-Network: $15 / Out-of-Network: Not Covered

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in North Carolina

How it works

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Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

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Taking down group plans one premium at a time

Venteur

ICHRA magic

Group Plan

Ho-hum

Responsibility taken by the individual market plan

Personalized plan choices

Easy and flexible plan design

Control over premium increases

No minimums for participation

Get me some Venteur

Get rid of my group plan

FAQs

You got questions. We got answers!

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What should you think about when choosing a health plan?

Choosing a health plan for your business can be complicated and opaque. When evaluating your options, there are a few key factors you should consider:

Costs: Evaluate both the premiums (monthly costs paid by the employer and/or employee) and the out-of-pocket expenses (deductibles, copayments, and coinsurance). Balance these against the overall value and coverage provided.
Flexibility: Consider whether the options allow employees to choose their insurance based on their own unique needs.
Quality of Service: Research the reputation and customer satisfaction ratings of the provider and their network of healthcare providers or health plan options.
Compliance: Ensure that the plan complies with all relevant regulations and laws, such as the Affordable Care Act (ACA) requirements if applicable.
Feedback from Employees: Gathering input from your employees about their healthcare needs and preferences can provide valuable insights into choosing an option that best meets their expectations.

How does Venteur help my team access the plans available in my state?

Venteur administers an ICHRA – an Individual Coverage Health Reimbursement Arrangement. Instead of picking an expensive and inflexible group plan, you set a budget and your employees use Venteur to shop for the plan that works best for them. This allows your employees who elect to enroll in health benefits to pick from the plans available in their state!