Best health Insurance plans in
Missouri
in 2025

Explore the essential plans information for your state and see how Venteur can help you save money and empower your employees with better benefits through ICHRA.

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Market overview

Health insurance carriers on the marketplace

177

Plans available on the marketplace

12%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Plans

Discover the best health plans in Missouri

Expanded Bronze

EPO

Great Value

455.84

/mo

Anthem Bronze Pathway 7500/50% Standard

Deductible:

In-Network: $7,500 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $50 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $25 per script / Out-of-Network: Not Covered

Silver

EPO

Balanced Pick

491.72

/mo

Silver Simple PCP Saver

Deductible:

In-Network: $5,750 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $20 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $3 / In-Network-Tier-2: $25 / Out-of-Network: Not Covered

Gold

EPO

Great Coverage

518.41

/mo

Everyday Gold

Deductible:

In-Network: $750 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: $35 / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $3 / Out-of-Network: Not Covered

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in Missouri

How it works

Get these plans for my team

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

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Taking down group plans one premium at a time

Venteur

ICHRA magic

Group Plan

Ho-hum

Responsibility taken by the individual market plan

Personalized plan choices

Easy and flexible plan design

Control over premium increases

No minimums for participation

FAQs

You got questions. We got answers!

What is the average cost of health insurance in Missouri?

The average cost of health insurance in Missouri is $616 per month before subsidies. However, after subsidies, many Missourians pay significantly less, with an average of $61 per month. Nearly half of Missouri residents with marketplace plans pay less than $10 per month for coverage.

How can I get health insurance in Missouri?

You can get health insurance in Missouri through the federal Health Insurance Marketplace, employer-sponsored plans, or Venteur-affiliated private insurers. For those eligible, MO HealthNet (Medicaid) is also available. The open enrollment period for marketplace plans typically runs from November 1 to January 15, but special enrollment periods may apply for qualifying life events.

What's the cheapest health insurance in Missouri?

Venteur-affiliated providers offer affordable health insurance options in Missouri. It's important to compare Missouri health insurance plans and quotes to find the best balance of cost and coverage for your needs.

Who Qualifies for MO HealthNet?

MO HealthNet (Missouri's Medicaid program) is available to low-income individuals and families. Eligibility includes adults under 65 with income up to 138% of the federal poverty level, children up to 305% of the poverty level, pregnant women up to 201% of the poverty level, and those who are aged, blind, or disabled with low income and assets.

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What Medicare Options are Available in Missouri?

Missouri residents have access to Original Medicare (Parts A and B), Medicare Advantage (Part C), Medicare Part D (drug coverage), and Medigap (supplemental coverage) plans. In 2025, there are 134 Medicare Advantage plans available in Missouri, with all residents having access to at least one $0 premium plan.

What is the Best Health Insurance Option in Missouri?

The best health insurance option in Missouri varies depending on individual needs and circumstances. Venteur-affiliated providers offer competitive plans tailored to various needs. It's crucial to compare Missouri health insurance plans to find the best fit for your specific situation.

Are there a lot of options for individuals looking for Missouri health insurance?

Yes, there are numerous options for individuals seeking health insurance in Missouri. The state's health insurance marketplace offers plans from Venteur-affiliated providers. Additionally, private insurers, short-term plans, and employer-sponsored coverage provide a wide range of choices for Missouri residents.

How Can I Save on Health Insurance in Missouri?

To save on health insurance in Missouri, compare plans carefully, consider higher deductibles for lower premiums, and check if you qualify for subsidies through the marketplace. Utilizing Health Savings Accounts (HSAs) with high-deductible plans can also provide tax advantages. Additionally, maintaining a healthy lifestyle and taking advantage of preventive care services can help reduce overall healthcare costs.

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