Best health plans in
Florida
in 2025

Explore the essential plans information for your state and see how Venteur can help you save money and empower your employees with better benefits through ICHRA.

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Market overview
12

Health insurance carriers on the marketplace

386

Plans available on the marketplace

21%

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Florida
Plans

Discover the best health plans in Florida

Great Value
Ambetter
Expanded Bronze
PPO
Great Value
Great Value
Great Value
$
$
370.33
/mo
/mo

Bronze 7

Deductible:
In-Network: $7,400 / Out-of-Network: $13,500
Primary Care Visits:
In-Network: 20% after deductible / Out-of-Network: 50% after deductible
Generic Drugs:
In-Network: $3 / Out-of-Network: Not Covered
Balanced Pick
Oscar
Gold
EPO
Balanced Pick
Balanced Pick
Balanced Pick
$
$
569.71
/mo
/mo

Gold Elite

Deductible:
In-Network: $500 / Out-of-Network: Not Covered
Primary Care Visits:
In-Network: $25 / Out-of-Network: Not Covered
Generic Drugs:
In-Network: $3 per script / Out-of-Network: Not Covered
Florida Blue
Platinum
PPO
$
$
1307.61
/mo
/mo

BlueOptions Platinum 24J01-08 ($0 Virtual Visits / Rewards $$$)

Deductible:
In-Network: $0 / Out-of-Network: $500
Primary Care Visits:
In-Network: $0 / In-Network-Tier-2: $10 / Out-of-Network: 50% after deductible
Generic Drugs:
In-Network: $10 / Out-of-Network: 50%

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in Florida

How it works

Get these plans for my team

1

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

2

Set a budget

Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

3

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

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Taking down group plans one premium at a time

*
Venteur
ICHRA magic
-
Group Plan
Ho-hum
Responsibility taken by the individual market plan
Personalized plan choices
Easy and flexible plan design
Control over premium increases
No minimums for participation

FAQs

You got questions. We got answers!

What should you think about when choosing a health plan?

Choosing a health plan for your business can be complicated and opaque. When evaluating your options, there are a few key factors you should consider:  

  • Costs: Evaluate both the premiums (monthly costs paid by the employer and/or employee) and the out-of-pocket expenses (deductibles, copayments, and coinsurance). Balance these against the overall value and coverage provided. 
  • Flexibility: Consider whether the options allow employees to choose their insurance based on their own unique needs.  
  • Quality of Service: Research the reputation and customer satisfaction ratings of the provider and their network of healthcare providers or health plan options. 
  • Compliance: Ensure that the plan complies with all relevant regulations and laws, such as the Affordable Care Act (ACA) requirements if applicable. 
  • Feedback from Employees: Gathering input from your employees about their healthcare needs and preferences can provide valuable insights into choosing an option that best meets their expectations.
How does Venteur help my team access the plans available in my state?

Venteur administers an ICHRA – an Individual Coverage Health Reimbursement Arrangement. Instead of picking an expensive and inflexible group plan, you set a budget and your employees use Venteur to shop for the plan that works best for them. This allows your employees who elect to enroll in health benefits to pick from the plans available in their state!

What is Venteur

Explore the best human-first Health Insurance platform

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Simple, personalized health benefits

Sign up in minutes, define your contribution, and let your employees choose the health plan that works right for them

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Integrations to make everything run smoothly

We'll connect with your payroll and finance systems to make deductions and premium payments seamless

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Easy onboarding and off-boarding

In just a few clicks, add your roster and make updates on the fly. We'll handle it from there.

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Venteur Certified Brokers to help your employees pick the right plan

Our trusted brokers ensure the best outcomes for employees and employers by unlocking health savings and providing unrivaled plan options.

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AI-powered plan recommendations to give you confidence while you shop

Backed by 30 years of healthcare data, Venteur’s AI helps employees compare and choose the best plan for their unique situation.

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Compliance and reporting because no-duh!

Venteur manages plan administration, reporting, and compliance so you can focus on growing your business.

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