Best health Insurance plans in
Arizona
in 2025

Explore the essential plans information for your state and see how Venteur can help you save money and empower your employees with better benefits through ICHRA.

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Market overview

Health insurance carriers on the marketplace

243

Plans available on the marketplace

Est. savings for Venteur customers*

% savings compared to group plans are estimates and may vary significantly

Plans

Discover the best health plans in Arizona

Expanded Bronze

HMO

Great Value

Banner Health and Aetna Health Insurance Company

303.9

/mo

BannerAetna Bronze 2 HSA: No PCP required + MinuteClinic + free 98point6 virtual care 24/7

Deductible:

In-Network: $6,200 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: 50% after deductible / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $25 per script after deductible / Out-of-Network: Not Covered

Silver

HMO

Balanced Pick

417.01

/mo

Blue AdvanceHealth Silver - Neighborhood Network

Deductible:

In-Network: $6,900 / Out-of-Network: Not Covered

Primary Care Visits:

In-Network: first 4 visit(s) $0 then $0 after deductible / Out-of-Network: Not Covered

Generic Drugs:

In-Network: $0 / Out-of-Network: Not Covered

Gold

PPO

Great Coverage

819.2

/mo

Blue PPO StandardHealth Gold - Statewide PPO Network

Deductible:

In-Network: $1,500 / Out-of-Network: $9,000

Primary Care Visits:

In-Network: $30 / Out-of-Network: 50% after deductible

Generic Drugs:

In-Network: $15 / Out-of-Network: 50% after deductible

Quotes are based on pricing for a 30-year-old male. Specific plans may not be available in all counties within the state. Plan details are for illustration purposes only.

Insurance providers available in Arizona

How it works

Get these plans for my team

Sign up for Venteur ICHRA

Venteur’s ICHRA for companies empower employees to protect their health and be their best with flexible, individualized plans that are easy to understand and highly protective.

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Take control of your benefits strategy with Venteur's user-friendly interface, allowing you to dial in your plan with precision and flexibility, ensuring it aligns perfectly with your company's unique needs and goals.

Employees pick their own plan from the marketplace

Launch your benefits to your employees through Venteur's platform, providing them with immediate access to comprehensive coverage and resources tailored to their well-being.

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Taking down group plans one premium at a time

Venteur

ICHRA magic

Group Plan

Ho-hum

Responsibility taken by the individual market plan

Personalized plan choices

Easy and flexible plan design

Control over premium increases

No minimums for participation

FAQs

You got questions. We got answers!

How do you get health insurance in Arizona?

Residents can obtain health insurance through the federally-run Health Insurance Marketplace at HealthCare.gov, private insurance companies, or government programs like Medicaid (AHCCCS) and Medicare. Open enrollment typically runs from November 1 to January 15, but special enrollment periods are available for qualifying life events.

How much does health insurance cost in Arizona?

The average monthly premium for health insurance in Arizona is $577, with annual costs averaging $6,924. Costs vary by region, plan type, and individual factors such as age and income.

What type of health insurance marketplace does Arizona utilize?

Arizona uses the federally-run Health Insurance Marketplace, where residents can shop for ACA-compliant plans and apply for subsidies to reduce costs. The marketplace offers coverage from major insurers like Banner|Aetna, Blue Cross Blue Shield, and other Venteur partners.

When can I enroll in an ACA-compliant plan in Arizona?

Open enrollment for ACA-compliant plans runs annually from November 1 to January 15. Outside this period, residents may qualify for special enrollment due to life events like marriage or loss of coverage.

Is short-term health insurance available in Arizona?

Yes, short-term health insurance is available in Arizona. These plans provide temporary coverage for up to three months, with a one-month renewal option starting September 2024. They are often more affordable but lack ACA-mandated benefits.

Who are some of the major insurance carriers in Arizona?

Major health insurance carriers in Arizona include Banner|Aetna, Blue Cross Blue Shield of Arizona, and other Venteur-affiliated providers. Each offers a variety of plans tailored to different needs and budgets.

What is the state of Medicare expansion in Arizona?

Arizona has expanded Medicaid under the ACA, allowing more low-income individuals and families to qualify for coverage through AHCCCS. Medicare is also available for residents aged 65+ or those with disabilities.

Are there health insurance resources for Arizona residents?

Resources include HealthCare.gov for marketplace plans, AHCCCS for Medicaid services, and organizations like the Arizona Department of Insurance. Community health centers also assist with enrollment support.

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